What does it really cost to buy in Dubai?
Total transaction costs when buying Dubai property are typically 7–10% of the purchase price: a 4% Dubai Land Department transfer fee, ~2% agency commission (+5% VAT), trustee registration and admin fees. Purchases from AED 2,000,000 also qualify for the 10-year Golden Visa.
Purchase details
Golden Visa eligible. At AED 2,000,000 this purchase clears the AED 2,000,000 threshold for a 10-year residency visa. Off-plan and mortgaged properties now qualify (as of 20 Feb 2026).
Estimates based on standard Dubai rates (PropertyFinder DLD fees; Engel & Völkers; DLD). Final fees depend on the transaction. Not legal or financial advice.
Frequently asked questions
How much are the fees to buy property in Dubai?+
Expect total acquisition costs of roughly 7–10% of the purchase price. The largest item is the 4% DLD transfer fee, followed by ~2% agency commission plus 5% VAT, plus trustee/registration fees of AED 2,000–4,000 (+VAT) and minor admin charges.
Who pays the DLD transfer fee?+
Officially the 4% DLD transfer fee is split 2%/2% between buyer and seller, but in practice the buyer almost always pays the full 4%. The rate has been unchanged since 2013.
Can foreigners buy property in Dubai?+
Yes. Foreign nationals can buy freehold property in designated areas of Dubai with full ownership. There is no residency requirement to purchase, and a qualifying purchase can lead to a renewable Golden Visa.
How much do I need for a Golden Visa through property?+
A property investment of at least AED 2,000,000 qualifies for the 10-year Golden Visa. Off-plan and mortgaged properties now qualify (as of 20 Feb 2026).